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Gimme' Ur' Muny!

Gimme' Ur' Muny'
by Gary Woods

It seems like everybody is selling something these days. You combine that with the fact that a lot of us don't carry much cash and like to put most everything on our credit cards to get the miles and you've got a problem for a vendor.

The old-fashioned mechanical credit card readers known as adresso-graphs are bulky and generate a mass of paper. To solve this problem I found the ProPay MicroSecure Card Reader. This device weighs just 1.4 ounces and fits in a shirt pocket. It has an internal battery that lasts up to 8 hours on a single charge, letting you store up to 71 transactions until you get back to your PC to upload and process the data.

There is a downside to ProPay however. While it performs well connected to a laptop, where you can enter transaction details directly into your business's customized ProPay account page, it has no screen or keys of its own. This means that when you're on the road without your laptop you need to keep a receipt book nearby for handing out transactions records and keeping track of the transactions. All the reader records are the card-account data; when you get back to your PC, you must key in the rest of the information for each transaction.

The ProPay card reader sells for $150 and requires a $5 monthly service fee in conjunction with ProPay's fairly standard account charges and transaction processing fees. ProPay seems to me like a pretty cool way for you to keep your business rolling along while you're rolling along.

If you have any suggestions or questions for me please drop me a note at or see my column on the Internet at or call me at (805) 729-0910

Gary Woods is the Computer Trainer for the Santa Barbara Association of Realtors. And he is a Broker/Associate at Home Realty & Investments, Inc